The No-Deductible Plan Option - is a popular way to provide your group with valuable first-dollar coverage.  You don't have to accumulate hundreds of dollars in medical bills before your insurance kicks in!  You simply pay a copay and small coinsurance when required and your benefits go to work.

The PPO Plan Option - for Wellness Horizons gives your group superior benefits and flexibility.  You can custom build a plan to fit your group's needs from a wide selection of deductibles, coinsurance and office copays.

The Indemnity Plan Option - with Wellness Horizons gives you the ultimate freedom of choice.  Choose any doctor or hospital at any time.  If your group isn't ready for a restricted access plan, this plan is your perfect stepping stone.  Choose any provider without penalty, and if you choose to use a local provider who participates with the plan you'll receive an enhanced benefit!

The Catastrophic Coverage Plan - is what you're after, the catastrophic plan is right for your group.  Its high deductibles mean affordable coverage will be there when it's truly needed, yet the office visit copay, prescription benefit options and an optional $500 supplemental accident benefit mean your employees will be able to receive good benefits for routine care.